Integra Financial Inclusion Suite Certified

In Aadhaar Enabled Payment System (AEPS), customers are authenticated against their Aadhaar
Number using their biometric data (Fingerprint/Iris). On successful authentication, the transaction is
carried out using the bank account number mapped against the Aadhaar number at the issuer bank
CBS.

In Rupay card transactions, customers are authenticated using their card and ATM PIN. Routing Gateway is
integrated with the HSM for the following operations.
1. Key management for client PIN Pads
2. PIN Block translation – the PIN block is given to HSM and HSM decrypts the PIN using the
3. TPK and encrypts using the ZPK or equivalent provided by ATM switch.

• Cheque collection
• Aadhaar Seeding
• Mobile Seeding
• Request for New Cheque book
• Cheque status enquiry
• Stop Cheque payment
• Renewal of RD/FD
• Debit card hot listing
• Log/Launch and track complaint
• Loan Recovery
• Lead generation
• Pension life certificate through Jeevan Pramaan