Modernise transaction banking with confidence

Banks are under increasing pressure to support real-time payments, rising transaction volumes, and API-driven integration.

Yet many transaction banking platforms remain constrained by monolithic, batch-based architectures that slow the rollout of new capabilities.

These outdated architectures can also limit intraday visibility while making integration with payment schemes, fintechs, and enterprise platforms costly and complex.

At the same time, maintaining availability and regulatory compliance at scale increases operational risk. Without a modern, cloud-native approach, banks often struggle to respond to changing customer expectations and evolving regulatory requirements.

Introducing a cloud-native, AI-enabled solution that transforms transaction banking

VTransact DigiTB is Mindgate’s cloud-native, AI-enabled transaction banking platform designed to help banks modernise payments, cash management, liquidity, and collections without the risk and rigidity of legacy systems.

Built on a modular microservices architecture and deployed on Red Hat OpenShift, VTransact DigiTB supports high transaction volumes, real-time processing, and API driven integration while maintaining platform resilience and regulatory compliance.

This enables banks to modernise incrementally, rather than attempting large, high-risk transformation programs. It also supports agentic AI readiness, enabling NLP-driven assisted and autonomous agents to streamline onboarding and support relationship managers, corporate users, and operations teams.