Digital banking complexity is accelerating risk, cost and compliance pressure

Across retail and corporate banking, institutions are under increasing strain to protect growing digital ecosystems while meeting tightening regulations. Banks must deliver strong authentication, MFA, step-up verification, and transaction integrity, all without adding friction for millions of daily users.

At the same time, fragmented identity and security stacks increase cost and complexity, with multiple vendors and disconnected tools slowing integration and delivery.

Fortytwo and Red Hat: a quantum safe, high-scale authentication platform

• Certificateless and Passwordless authentication: No PKI complexities or key management overhead
• Strong MFA: SMS, email, QR code, push notifications, and Face ID with advanced liveness detection
• Adaptive Authentication: Adjusts challenge level based on contextual risk signals
• Transaction signing and integrity: Transaction signing, per-transaction approval flows, and OAuth transaction tokens
• Token based credential protection:Dynamic, tamper-proof payloads and replay attack prevention
• Flexible integration: No code adapters for AD/ADFS and standards-based enterprise integration
• Quantum safe cryptography: Protection against all current and emerging cryptographic threats
• White label authenticator app: Supports a wide range of user experiences and authentication factors